You deserve simple and affordable healthcare
Say goodbye to skyrocketing healthcare bills and hello to a smarter, more affordable way to access quality care—designed to put you in control of your health and your wallet.
Health sharing is redefining how we approach healthcare—offering a modern, community-based alternative that makes quality care more accessible and affordable. It was created with Dream Chasers, solopreneurs, and independent business owners in mind—those who want freedom, flexibility, and real value without the burden of traditional insurance.
The Basics
No Network
Keep the doctor you love or pick a new one in ANY network
No Maximum
No lifetime maximum limit
$500,000 per year
Low PRA
We don't have per person deductibles. We have a household primary responsibility.
Q&A on Health Sharing
Health Sharing accepts all applicants regardless of race, religion, color or creed. It does not decline applicants based on their health.
Health Sharing has not contracted with a network of providers, which gives you the freedom of choosing any doctor or hospital as long as they meet the Guidelines requirements.
Health Sharing is not traditional health insurance and does not have "deductibles". Health sharing has a PRA. There are five options to choose from for your Personal Responsibility Amount. This is the amount that you are responsible for prior to any medical bills being shared. $1,000, $2500, $5000, $7500, $10,000. Note: $1,000 is available only to applicants 65 and over. you get to chose!
Health Sharing has an industry-leading approach to prescriptions. We have partnered with an organization that brings you significant prescription discounts.
Programs start at $73 per person or $378 for families.
TESTIMONIALS
Client
Daniel - Insurance Broker, TX
As an insurance agent, I was pretty skeptical, but then my own nephew signed up and not only saved over 40% on his monthly premiums, the company helped him renegotiate a hospital stay from $214,434 down to $34,721. The sharing plan paid for his entire bill (after his out of pocket of $5,000) was met.
Al T. - Independent Business Owner
This isn’t just a business—it’s part of who I am. After 8+ years, I’ve seen lives change: families saving money, people gaining freedom, and teammates finding success. With essential services and a system that works, anyone willing to put in the effort can win. This is more than income—it’s impact.
Tom - Aerospace Business Manager
After nearly 40 years in Aerospace and running two facilities, I’ve never seen savings like this. Just nine of our employees switching to Health Sharing is saving us $77,000 a month compared to our previous provider. If all employees switch, our annual cost could drop from over $1M to just $360K. The service is excellent, the approach is people-first, and it’s a game-changer for any business owner.
Sam & Dean - Florida
We were considering canceling our health insurance because of the price and they high deductible. We cannot believe how much we could save with health sharing! Saved over $1,332 per month for our family!
Rick - Solopreneur
As a solopreneur, this has been life-changing. My family’s premium dropped from $2,300 to $674 a month, and our deductible went from $13,500 to $5,000. It’s simple to use, and you can go to any doctor. I’m truly grateful.
Glenn, Insurance Agency, Dallas, TX
I started as a customer and was so satisfied with health sharing that I became an IBO with the company to help others save and get great healthcare. This business has changed the lives of many as well as our family's.
