Earnings as an Independent Business Owner are based solely upon the successful referral of products to customers and their usage of those products. Individuals will incur expenses in operating their business, such as sign-up fee, monthly business support fees, as well as other possible operating expenses. As with any business, earnings and success are not guaranteed but depend primarily on the individual's persistence, efforts and results of acquiring customers personally and/or through their team. Individuals may not earn income and may lose money as an Independent Business Owner.